Benefits in a Card provides best-in-class insurance for construction companies in the USA.

With more than 23 years of experience serving the staffing industry, we are equipped to deliver expert solutions to all of our clients each and every time. Our insurance benefits are all designed to work well for residential, industrial, and commercial construction companies.

ARE OUR INSURANCE PLANS RIGHT FOR YOU?

BENEFITS IN A CARD

Our plans are ideal for companies with generally lower wages and higher turnover, such as construction companies. Our healthcare plans are a top insurance solution for the following types of construction companies:

  • Real estate developers
  • Residential construction companies
  • Commercial construction companies
  • Industrial construction companies
  • Government construction contractors
  • And many more

Insurance for Construction Companies and Employees

Minimum Essential Coverage

Benefits in a Card offers a Minimum Essential Coverage (MEC) wellness-preventive plan for construction companies and their employees. Our MEC plan satisfies the A Portion (also referred to as the “A Tax”) of the employer mandate, as well as the individual mandate. It satisfies the B Portion as well if your employee accepts your offer of MEC coverage. The Minimum Essential Coverage plan is a wellness and preventive plan covering 67 wellness/preventive services.

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Minimum Value Plan (High Deductible)

Benefits in a Card also offers a Minimum Value Plan (MVP) High Deductible (hd) plan for construction companies. Our MVP (hd) satisfies the A and B-portions of the employer mandate, and it satisfies the individual mandate. This plan qualifies as major medical insurance.

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Fixed Indemnity Plans

We also offer three levels of fixed indemnity plans for construction staffing companies and their employees. Basic, Enhanced, and Premier fixed indemnity levels provide first-dollar coverage with no deductibles or copays towards indemnity services. These insurance plans are a great choice for your construction employees.

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Ancillary Services

Benefits in a Card also allows construction companies to offer any of our six ancillary, non-indemnity services on an a la carte basis. Ancillary insurance services that you can choose from are: accident, term life, dental, vision, critical illness, and short-term disability.

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Benefits for Construction Companies

23 year legacy of providing insurance

We have a 23 years track record of success in serving the staffing industry with high-quality health care insurance plans. We have perfected our process and management of the plans to ensure that we meet your needs and the needs of your employees.

Reduce your risk of penalties

The Affordable Care Act has complicated insurance for many construction companies. And many companies are exposing themselves to thousands of dollars of penalties. Our expert team can help you understand your risk exposure and implement plans to help you mitigate that risk—all while providing quality benefits to your employees.

Bilingual, Certified Customer Support

All of our customer care representatives are equipped to best serve your construction company and employees. All of our representatives are certified insurance agents and are both English- and Spanish-speaking. On top of that, they all share a passion for serving your employees well.

Customized enrollment process

Being the first provider to exclusively serve the staffing industry with insurance benefits, we have perfected our management process to ensure that it works for you, and that you don’t experience the stress of regulations, penalties, and the small-print details.