Minimum Essential Coverage Plan

Benefits in a Card offers a Minimum Essential Coverage (MEC) wellness-preventative plan for the staffing industry. Our MEC plan is designed to satisfy both the A Portion (also referred to as the “A Tax”) of the employer mandate and the individual mandate. It also satisfies the B Portion if your employees accept your offer of coverage. The MEC is a wellness and preventative plan that covers 63 wellness/preventative services (increasing to 67 in 2016).

Why Choose Us?

BENEFITS IN A CARD

Ultimately, MEC plans are precisely defined by the Affordable Care Act, and every company is essentially offering the exact same product at similar prices. But that does not mean that all MEC plans are the same. At the end of the day, the key difference for MEC plans comes in how the plan is managed and implemented. All of Benefits in a Card’s plans are aggregated weekly and are expertly managed by our best-in-class customer care team.

Our MEC Plan At A Glance

Minimum Essential Coverage Plan

A number of other providers have greatly struggled with managing MEC implementations—we have not. The key reason is that we are equipped to aggregate the plan weekly, a way that matches the unique needs of staffing companies.

Satisfies the A Portion of the Employer Mandate and B Portion if accepted

Our Minimum Essential Coverage Plan (MEC) satisfies the A Portion of the Employer Mandate. It also satisfies the Employee Mandate.The MEC plan is a wellness and preventative plan, covering 63 (67 in 2016) wellness and preventative services.

Reasonable participation requirements

Reasonable participation requirements

100% of our clients met our reasonable participation requirements in 2015. Our participation requirements are very reasonable, and we do our best to help you properly implement the MEC and drive higher participation. Our MEC plan helps you mitigate your risk.

Savings average 89% of their MEC funding

Our clients have an average savings of 89% of their MEC funding that they can put back towards other benefits. The true beauty of Benefits in a Card system is that you can use your MEC funding to further fund additional benefits, such as dental and term life.

Do Our Products Work? Find out from our clients.

[The] plans that BIC developed for Carlton Staffing allow us to provide a benefit plan that is affordable to the entire range of our employees. As always, the staff at BIC has provided exceptional service whenever our employees have questions or concerns and they continue to make this partnership a great model of effectiveness and efficiency.

Carlton Staffing

Do Our Products Work? Find out from our clients.

Quality Personnel is a happy and loyal customer of Benefits in a Card and have been for many years . . .. We have had 0 complaints from anyone in all 6 locations. That tells me a lot!!

Quality Personnel

Do Our Products Work? Find out from our clients.

We have been doing business with Benefits in a Card for over 5 years, and outstanding customer service and providing real world solutions has been the cornerstone of our relationship.  

Greg Wilson, Benefit Resources

Do Our Products Work? Find out from our clients.

Since the inception of our relationship in 2002, Benefits In A Card has provided affordable health insurance solutions for our temporary employees. Helping us to retain these employees, who are the foundation of our success, has been the key to our rewarding association. Benefits In A Card continues to be an industry leader with their expert level of personal service and innovation. We value our partnership and appreciate the excellent service extended to us and our employees.

Michael R. Epstein, President and CEO, CoWorx Staffing Services LLC

Do Our Products Work? Find out from our clients.

Just wanted to take a moment to let you know, how appreciative I am to have a company that does such a tremendous job at servicing my client! I lost a rather large client this past January, to no fault of either Benefits in a Card or my agency, and they have already called back (within 2 months) expressing a desire to move back to Benefits in a Card! According to their testimony, the service/administration of the competitor was simply not comparable to their experiences with Benefits in a Card. We now have got our client back and I owe that, almost entirely, to the folks at Benefits in a Card. I look forward to partnering with Benefits in a Card with all my clients that find themselves in need of a competitively priced well-serviced, MEC program!

Darin E. Stanfield, Nelson Insurance Agency, Inc.

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