Minimum Value Plan (high deductible)

Benefits in a Card offers a Minimum Value Plan (MVP) High Deductible (hd) solution for staffing companies in the USA. Our MVPhd is designed to satisfy both the A and B-portions (also referred to as the “A Tax” and “B Tax”) of the employer mandate, as well as the individual mandate. The MVPhd is major medical insurance and is aggregated weekly to meet the unique needs of the staffing industry.

Why Choose Us?


MVPhd plans are precisely defined to meet the Affordable Care Act’s 60% actuarial value requirement. The plan is specifically designed for employers to satisfy the A and B portions of the employer mandate. However, these plans do carry a high deductible for employees.

Our MVPhd Plan At A Glance

Tailored enrollment process

Our enrollment process for the MVP-hd is specifically designed to reduce the employer’s cost in premium contributions, while ensuring each of your employees understands the best benefits options available to them and their families. Enrollment takes place via telephone to ensure employees understand the MVPhd and what options are available to them.

Satisfies the A & B Portion of Employer Mandate

Our Minimum Value Plan (high deductible) satisfies the employer’s A and B portions of the Employer Mandate. It also satisfies the Employee Mandate. However, by offering this plan to your employees, you will disqualify your employees from receiving a subsidy at the Healthcare Exchange.

Best-in-class customer care

Benefits in a Card offers the best customer care in the industry—to employers and employees alike. All of our customer care representatives are bilingual, and are certified insurance agents. They offer top-notch consulting to your employees to help navigate them to the right benefits decision for them.

Access to Benefits a la carte

Many provides require high-cost indemnity plans in order to access other benefits, such as term life, dental, and vision insurance. The true beauty of Benefits in a Card is that you can access these benefits a la carte, which empowers you to create a competitive, yet affordable, benefits offering for your employees.

Do Our Products Work? Find out from our clients.

Quality Personnel is a happy and loyal customer of Benefits in a Card and have been for many years . . .. We have had 0 complaints from anyone in all 6 locations. That tells me a lot!!

Quality Personnel

Do Our Products Work? Find out from our clients.

We have been doing business with Benefits in a Card for over 5 years, and outstanding customer service and providing real world solutions has been the cornerstone of our relationship.  

Greg Wilson, Benefit Resources

Do Our Products Work? Find out from our clients.

Since the inception of our relationship in 2002, Benefits In A Card has provided affordable health insurance solutions for our temporary employees. Helping us to retain these employees, who are the foundation of our success, has been the key to our rewarding association. Benefits In A Card continues to be an industry leader with their expert level of personal service and innovation. We value our partnership and appreciate the excellent service extended to us and our employees.

Michael R. Epstein, President and CEO, CoWorx Staffing Services LLC

Do Our Products Work? Find out from our clients.

Just wanted to take a moment to let you know, how appreciative I am to have a company that does such a tremendous job at servicing my client! I lost a rather large client this past January, to no fault of either Benefits in a Card or my agency, and they have already called back (within 2 months) expressing a desire to move back to Benefits in a Card! According to their testimony, the service/administration of the competitor was simply not comparable to their experiences with Benefits in a Card. We now have got our client back and I owe that, almost entirely, to the folks at Benefits in a Card. I look forward to partnering with Benefits in a Card with all my clients that find themselves in need of a competitively priced well-serviced, MEC program!

Darin E. Stanfield, Nelson Insurance Agency, Inc.

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